DECTA | Decision 2823857

OPPOSITION DIVISION
OPPOSITION No B 2 823 857
DekaBank Deutsche Girozentrale, Mainzer Landstr. 16, 60325 Frankfurt am Main,
Germany (opponent), represented by Grünecker Patent- und Rechtsanwälte
PartG mbB, Leopoldstr. 4, 80802 München, Germany (professional representative)
a g a i n s t
Decta Limited, Suite 3, Third floor, 62 Bayswater Road, London W2 3PH, United
Kingdom (applicant).
On 16/11/2017, the Opposition Division takes the following
DECISION:
1. Opposition No B 2 823 857 is upheld for all the contested goods and services.
2. European Union trade mark application No 15 850 688 is rejected in its entirety.
3. The applicant bears the costs, fixed at EUR 620.
As from 01/10/2017, Regulation (EC) No 207/2009 and Regulation (EC) No 2868/95
have been repealed and replaced by Regulation (EU) 2017/1001 (codification),
Delegated Regulation (EU) 2017/1430 and Implementing Regulation (EU)
2017/1431, subject to certain transitional provisions. All the references in this
decision to the EUTMR, EUTMDR and EUTMIR shall be understood as references to
the Regulations currently in force, except where expressly indicated otherwise.
REASONS
The opponent filed an opposition against all the goods and services of European
Union trade mark application No 15 850 688 ‘DECTA’. The opposition is based on,
inter alia, European Union trade mark registration No 1 555 705 ‘Deka’, in relation to
which the opponent invoked Article 8(1)(b) and Article 8(5) EUTMR, and on European
Union trade mark registration No 3 772 051 , in relation to which the
opponent invoked Article 8(1)(b) EUTMR.
LIKELIHOOD OF CONFUSION — ARTICLE 8(1)(b) EUTMR
A likelihood of confusion exists if there is a risk that the public might believe that the
goods or services in question, under the assumption that they bear the marks in
question, come from the same undertaking or, as the case may be, from
economically linked undertakings. Whether a likelihood of confusion exists depends
on the appreciation in a global assessment of several factors, which are
interdependent. These factors include the similarity of the signs, the similarity of the
goods and services, the distinctiveness of the earlier mark, the distinctive and
dominant elements of the conflicting signs, and the relevant public.

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The opposition is based on more than one earlier trade mark. The Opposition
Division finds it appropriate to first examine the opposition in relation to the
opponent’s European Union trade mark registrations No 1 555 705 and
No 3 772 051.
a) The goods and services
The goods and services on which the opposition is based are, inter alia, the
following:
(1) European Union trade mark registration No 3772 051
Class 9: Computer programs.
(2) European Union trade mark registration No 1 555 705
Class 35: Business management, business administration, advertising, with
regard to banking services, monetary affairs, financial affairs, real estate affairs
and investment business.
Class 36: Financial affairs, monetary affairs, real estate management.
The contested goods and services are the following:
Class 9: Information technology and audiovisual equipment.
Class 35: Business assistance, management and administrative services; business
analysis, research and information services.
Class 36: Financial and monetary services, and banking.
The relevant factors relating to the comparison of the goods or services include, inter
alia, the nature and purpose of the goods or services, the distribution channels, the
sales outlets, the producers, the method of use and whether they are in competition
with each other or complementary to each other.
Contested goods in Class 9
The contested information technology and audiovisual equipment includes data
processing apparatus and devices such as televisions and DVD players that
nowadays often have embedded computer programs for the functioning of some of
their features. To that extent, these goods are similar to the opponent’s computer
programs in earlier trade mark (1), as they can have the same producers, end users
and distribution channels. Furthermore, they are complementary.
Contested goods in Class 35
The contested business management and administrative services include, as a
broader category, the opponent’s business management, business administration,
with regard to banking services, monetary affairs, financial affairs, real estate affairs
and investment business of earlier trade mark (2). Therefore, they are identical.
The opponent’s business management with regard to banking services, monetary
affairs, financial affairs, real estate affairs and investment business of earlier trade

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mark (2) are usually rendered by specialist companies such as business consultants.
These companies gather information and provide tools and expertise to enable their
customers to carry out their business or provide businesses with the necessary
support to acquire, develop and expand market share. The services include activities
such as business research and assessments, cost and price analyses, organisational
consultancy and any consultancy, advisory and assistance activity that may be useful
in the management of a business, such as advice on how to efficiently allocate
financial and human resources, improve productivity, increase market share, deal
with competitors, reduce tax bills, develop new products, communicate with the
public, market products, research consumer trends, launch new products, create a
corporate identity, etc.
Consequently, the contested business analysis, research and information services
are included in the broad category of the opponent’s business management with
regard to banking services, monetary affairs, financial affairs, real estate affairs and
investment business and are identical.
Finally, the contested business assistance will help to provide the information or the
support needed for the abovementioned activities. Consequently, these services are
considered similar to the opponent’s business management with regard to banking
services, monetary affairs, financial affairs, real estate affairs and investment
business, since they have similar natures and have the same broad purpose of
getting the best out of a business. Furthermore, they may be offered by the same
service providers and they target the same public.
Contested goods in Class 36
The contested financial and monetary services are identically contained in the list of
services of earlier trade mark (2) (including synonyms).
The contested banking is included in the broad category of the opponent’s financial
affairs. Therefore, they are identical.
b) Relevant public — degree of attention
The average consumer of the category of products concerned is deemed to be
reasonably well informed and reasonably observant and circumspect. It should also
be borne in mind that the average consumer’s degree of attention is likely to vary
according to the category of goods or services in question.
In the present case, the goods and services found to be identical or similar are
directed at the public at large, such as audiovisual equipment, and at business
customers with specific professional knowledge or expertise, such as business
analysis.
The public’s degree of attentiveness may vary from average to high, depending on
the price, specialised nature, or terms and conditions of the goods and services
purchased.

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c) The signs
European Union trade mark registration
No 3772 051 (1)
Deka
European Union trade mark registration
No 1 555 705 (2)
DECTA
Earlier trade marks Contested sign
The relevant territory is the European Union.
The global appreciation of the visual, aural or conceptual similarity of the marks in
question must be based on the overall impression given by the marks, bearing in
mind, in particular, their distinctive and dominant components (11/11/1997, C-251/95,
Sabèl, EU:C:1997:528, § 23).
The unitary character of the European Union trade mark means that an earlier
European Union trade mark can be relied on in opposition proceedings against any
application for registration of a European Union trade mark that would adversely
affect the protection of the first mark, even if only in relation to the perception of
consumers in part of the European Union (18/09/2008, C-514/06 P, Armafoam,
EU:C:2008:511, § 57). Therefore, a likelihood of confusion for only part of the
relevant public of the European Union is sufficient to reject the contested application.
Although average consumers normally perceive a mark as a whole and do not
proceed to analyse its various details, they will break it down into elements which, for
them, suggest a specific meaning or which resemble words known to them
(13/02/2007, T-256/04, Respicur, EU:T:2007:46, § 57). In the present case, in those
countries where English is understood, the average consumer will clearly perceive
the element ‘Bank’ in earlier trade mark (1) as meaning an institution where people or
businesses can keep their money.
Consequently, the Opposition Division finds it appropriate to focus the comparison of
the signs on the English-speaking part of the public, for which ‘Bank’, in earlier trade
mark (1), is weak for services related to computer programs, since such services can
target or be adapted to the financial sector.
The elements ‘DECTA’ in the contested sign and ‘Deka’ in earlier marks (1) and (2)
have no meaning for the relevant public and are, therefore, distinctive.
Earlier mark (1) has no element that could be considered clearly more dominant than
other elements and contains a less distinctive figurative element of a purely
decorative nature to the left of the verbal element.
When signs consist of both verbal and figurative components, in principle, the verbal
component of the sign usually has a stronger impact on the consumer than the

Decision on Opposition No B 2 823 857 page: 5 of 8
figurative component. This is because the public does not tend to analyse signs and
will more easily refer to the signs in question by their verbal element than by
describing their figurative elements (14/07/2005, T-312/03, Selenium-Ace,
EU:T:2005:289, § 37).
Visually, the signs coincide in the letters ‘DE*A*’, which constitute almost all of
earlier mark (2) and the most distinctive part of earlier mark (1). However, they differ
in the letter ‘K’ in the third position of both earlier marks and in the letters ‘CT’ in the
third and fourth positions of the contested sign. They also differ in the less distinctive
word ‘Bank’ of earlier mark (1) and in the decorative element placed to its left, which
have no counterparts in the contested mark.
Therefore, the contested sign is visually similar to an average degree to earlier
mark (2) and similar to a lower than average degree to earlier mark (1).
Aurally, the pronunciation of the signs coincides in the sound of the letters
‛DEC/K*A*’, which constitute earlier mark (2) and the most distinctive part of earlier
mark (1). The pronunciation of the letters ‘C’ and ‘K’ is identical in English. The
pronunciation of the signs differs in the additional letter ‘T’ in the fourth position of the
contested sign and in the less distinctive word ‘Bank’ at the end of earlier mark (1).
Therefore, the contested sign is aurally highly similar to earlier mark (2) and similar to
an average degree to earlier mark (1).
Conceptually, although the public in the relevant territory will perceive the meaning
of the word ‘Bank’ of earlier mark (1) as explained above, the contested sign has no
meaning in that territory. Since one of the signs will not be associated with any
meaning, the signs are not conceptually similar.
Neither earlier mark (2) nor the contested sign has a meaning for the public in the
relevant territory. Since a conceptual comparison is not possible, the conceptual
aspect does not influence the assessment of the similarity of the signs.
As the signs have been found similar in at least one aspect of the comparison, the
examination of likelihood of confusion will proceed.
d) Distinctiveness of the earlier marks
The distinctiveness of the earlier marks is one of the factors to be taken into account
in the global assessment of likelihood of confusion.
According to the opponent, earlier European Union trade mark registration
No 1 555 705 has been extensively used and enjoys an enhanced scope of
protection. However, for reasons of procedural economy, the evidence filed by the
opponent to prove this claim does not have to be assessed in the present case (see
below in Global assessment’).
Consequently, the assessment of the distinctiveness of the earlier marks will rest on
their distinctiveness per se. In the present case, the earlier trade marks as a whole
have no meaning for any of the goods and services in question from the perspective
of the public in the relevant territory. Therefore, the distinctiveness of the earlier
marks must be seen as normal, despite the presence of a weak element in earlier
mark (1), as stated above in section c) of this decision.

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e) Global assessment, other arguments and conclusion
According to settled case-law, the likelihood of confusion on the part of the public
must be appreciated globally, taking into account all factors relevant to the
circumstances of the case (29/09/1998, C-39/97, Canon, EU:C:1998:442, §16).
According to the same line of case-law, the global appreciation of the visual, aural or
conceptual similarity of the marks in question must be based on the overall
impression given by the marks, bearing in mind, in particular, their distinctive and
dominant components (11/11/1997, C-251/95, Sabèl, EU:C:1997:528, § 23).
In the present case, the goods and services are partly identical and partly similar. The
contested sign and earlier mark (1) are visually similar to a lower than average
degree, aurally similar to an average degree and not conceptually similar. The
contested sign and earlier mark (2) are visually similar to an average degree and
aurally similar to a high degree, and the assessment is not influenced by the
conceptual aspect, since neither of the signs has a meaning for the public in the
relevant territory. The similarity is due to the overwhelming commonalities in the
signs, in particular in relation to earlier mark (2). As regards earlier mark (1), even if
the commonalities might appear less obvious than the differences at first, the
analysis in part c) of this decision shows that the differentiating elements have a low
degree of distinctiveness or fulfil only a purely decorative role. Their impact on
consumers is consequently reduced, since the public will focus on the most
distinctive part of earlier mark (1), which, moreover, is at the beginning of the sign.
Consumers generally tend to focus on the beginning of a sign when they encounter a
trade mark. This is because the public reads from left to right, which makes the part
placed at the left of the sign (the initial part) the one that first catches the attention of
the reader.
Account is taken of the fact that average consumers rarely have the chance to make
a direct comparison between different marks, but must trust in their imperfect
recollection of them (22/06/1999, C-342/97, Lloyd Schuhfabrik, EU:C:1999:323,
§ 26). Even consumers who pay a high degree of attention need to rely on their
imperfect recollection of trade marks (21/11/2013, T-443/12, ancotel, EU:T:2013:605,
§ 54). This is also true for business customers with specific professional knowledge.
Furthermore, evaluating likelihood of confusion implies some interdependence
between the relevant factors and, in particular, a similarity between the marks and
between the goods or services. Therefore, a lesser degree of similarity between
goods and services may be offset by a greater degree of similarity between the
marks and vice versa (29/09/1998, C-39/97, Canon, EU:C:1998:442, § 17).
Likelihood of confusion covers situations where the consumer directly confuses the
trade marks themselves, or where the consumer makes a connection between the
conflicting signs and assumes that the goods/services covered are from the same or
economically linked undertakings.
Considering all the above, there is a likelihood of confusion on the part of the
English-speaking part of the public. As stated above in section c) of this decision, a
likelihood of confusion for only part of the relevant public of the European Union is
sufficient to reject the contested application.

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Therefore, the opposition is well founded on the basis of the opponent’s European
Union trade mark registrations No 1 555 705 and No 3 772 051. It follows that the
contested trade mark must be rejected for all the contested goods and services.
As these earlier rights lead to the success of the opposition and to the rejection of the
contested trade mark for all the goods and services against which the opposition was
directed, there is no need to examine the other earlier rights invoked by the opponent
(16/09/2004, T-342/02, Moser Grupo Media, S.L., EU:T:2004:268).
Since the opposition is successful on the basis of the inherent distinctiveness of the
earlier marks, there is no need to assess the enhanced degree of distinctiveness of
the opposing marks due to their extensive use and reputation as claimed by the
opponent. The result would be the same even if the earlier marks enjoyed an
enhanced degree of distinctiveness.
Since the opposition is fully successful on the basis of the ground of Article 8(1)
(b) EUTMR, there is no need to further examine the other ground of the opposition,
namely Article 8(5) EUTMR.
COSTS
According to Article 109(1) EUTMR, the losing party in opposition proceedings must
bear the fees and costs incurred by the other party.
Since the applicant is the losing party, it must bear the opposition fee as well as the
costs incurred by the opponent in the course of these proceedings.
According to Article 109(1) and (7) EUTMR and Article 18(1)(c)(i) EUTMIR (former
Rule 94(3) and (6) and Rule 94(7)(d)(i) EUTMIR, in force before 01/10/2017), the
costs to be paid to the opponent are the opposition fee and the costs of
representation, which are to be fixed on the basis of the maximum rate set therein.
The Opposition Division
Pedro JURADO Sandra IBAÑEZ Katarzyna ZANIECKA
According to Article 67 EUTMR, any party adversely affected by this decision has a
right to appeal against this decision. According to Article 68 EUTMR, notice of appeal
must be filed in writing at the Office within two months of the date of notification of
this decision. It must be filed in the language of the proceedings in which the decision
subject to appeal was taken. Furthermore, a written statement of the grounds for
appeal must be filed within four months of the same date. The notice of appeal will be
deemed to have been filed only when the appeal fee of EUR 720 has been paid.

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The amount determined in the fixation of the costs may only be reviewed by a
decision of the Opposition Division on request. According to Article 109(8) EUTMR
(former Rule 94(4) EUTMIR, in force before 01/10/2017), such a request must be
filed within one month of the date of notification of this fixation of costs and will be
deemed to have been filed only when the review fee of EUR 100
(Annex I A(33) EUTMR) has been paid.

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